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2 June 2025

9 minutes read

Everything You Need To Know To Study Masters In USA: Top Universities, Scholarship, Eligibility Criteria For Indian Students

Dirghayu Kaushik
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Dirghayu Kaushik

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Founder & CEO

Dirghayu Kaushik is the co-founder and CEO of Ambitio. He started this platform because he’s been in your shoes—navigating confusing websites, second-guessing college choices, and trying to make sense of what actually matters in an application. A graduate of IIT BHU, Dirghayu combines personal experience with data-backed guidance to help students apply smarter. Whether it’s choosing the right course, building a standout profile, or writing essays that don’t feel forced, his mission is simple: to make getting into your dream university less overwhelming, and a little more honest.

13 August 2024

9 minutes read

Key Takeaways

  • With over 1 million international students in the USA, scholarships are competitive, so start early and prioritize funding options.
  • Tuition fees can range from $20,000 to $70,000 annually, with living costs adding an extra $10,000 to $18,000 per year—plan accordingly.
  • Choose universities not just by rank but by affordability, research opportunities, and alignment with your long-term career goals.

Over 200,000 Indian students chose the USA for MS last year—and no, it’s not just for the weather or Starbucks refills. It’s because when it comes to higher education, especially MS in Data or Computer Science, the U.S. doesn’t just lead—it dominates. From cutting-edge research to name-droppable alumni networks, US universities offer more than a degree—they offer leverage.

But getting in isn’t just about scoring a 320+ on GRE or writing the “perfect” SOP. The real chaos hits when you’re neck-deep in paperwork, overwhelmed by 50+ scholarship tabs, and wondering if your 7.5 IELTS will impress MIT or just your mom. This guide breaks it down—eligibility, best universities, MS courses in the USA, scholarships without sugarcoating anything. You want to study MS in the USA? 

Here’s everything you need to know, minus the fluff.

Why Pursue An MS In USA?

Well, there is not even a single reason to justify why not pursue an MS in the USA. From world-renowned universities to cutting-edge research opportunities and a competitive job market, the USA has consistently been a top choice for international students.

masters in usa

However, diving into the decision to study MS in the USA requires more than just a dream—it needs careful planning. Here are 10 things you must know before taking the leap.

1. Scholarships Are Highly Competitive

Scholarships in the USA are highly sought-after, especially at prestigious universities like MIT and Stanford. Students who want to study MS in the USA need more than just good grades—you’ll need a rock-solid profile with glowing recommendations and a standout personal statement. International students in the US should start early, explore IDP India or other platforms, and hustle hard.

2. Tuition Fees Are No Joke

The average cost of tuition for an MS degree in American universities ranges from $30,000 to $70,000 per year. Yes, studying MS in the US can burn a hole in your wallet. But it’s not all doom—students can choose cost-effective universities and colleges, apply for assistantships, or check out loans and scholarships listed on respective universities for more details.

3. Top Universities Are Prestigious, But There’s More To Consider

Chasing top universities in the US makes sense, but don’t ignore lesser-known universities for MS that offer strong research opportunities and solid placement records. University rankings matter, sure—but the courses like MS in Data Analytics, faculty, funding, and internship options can be far more impactful than just a logo.

4. IELTS and GMAT Requirements Are Often Non-Negotiable

A GMAT or GRE score is often required for doing MS in the USA. And yes, universities will accept nothing less than top-notch test results. English proficiency exams like IELTS or TOEFL are another box to tick. These are not walk-in-the-park tests—prepare early if you want to pursue MS in USA without last-minute stress.

5. The Application Process Is Complex

The application process for MS in USA is brutal. From writing a personal statement and gathering LORs to submitting your resume, transcripts, and specific requirements—it’s a full-time job. And every university in the USA may have its own version of hellish checklists. So if you’re pursuing MS, start at least 6–8 months early.

6. Field Of Study Can Dictate Job Opportunities

Choosing the right ms specializations can be the difference between earning in dollars or staying jobless post-graduation. Fields like MS in Data Analytics and Computer Science have strong job opportunities and salaries. Not all degrees in USA pay off equally, so don’t just follow your heart—follow demand too.

7. The Job Market Is Competitive

An MS in the US won’t hand you a job on a silver platter. Work in the USA is limited by visa policies, and competition is fierce. But if you build a solid resume through internships and use your college’s network smartly, your chances improve. USA is one of the top destinations for students with in-depth skills.

8. Living Costs Can Drain Your Savings

The average cost of living varies massively—living in the USA in places like NYC or San Francisco will cost you more than studying in Iowa or Ohio. Factor in housing, food, healthcare, and transportation. Budgeting for the overall cost is as important as planning your course.

9. Cultural Adjustments Are Real

Studying MS in the USA means learning more than academics—you’ll be dealing with new customs, classroom styles, food, and social norms. Students who want to study masters in USA should mentally prep for this change. Adaptability is key if you want to thrive, not just survive.

10. You May Need A Plan B

Visas get rejected. Scholarships in the USA fall through. Job offers vanish. The reality is, even after 3 to 4 years of work and planning, things may not go your way. So if you study MS in USA or plan to pursue an MS, always have a backup—whether it’s universities abroad, jobs back home, or further education.

10 Top Universities To Pursue Masters Degree In The USA

There are more than 100 universities in the USA that are the best in their respective fields. However, when it comes to studying an MS in the USA, some universities consistently stand out.

masters in usa 1

Here are 10 top-ranked universities that not only offer excellent research opportunities but also good in USA for Indian students:

UniversityQS World RankingAverage Tuition Fee (USD)Average Salary After MS (USD)
Stanford University3$55,000 per year$130,000
Massachusetts Institute of Technology (MIT)1$53,790 per year$135,000
Harvard University5$52,000 per year$128,000
California Institute of Technology (Caltech)6$54,570 per year$125,000
University of Chicago10$60,000 per year$120,000
Princeton University16$53,890 per year$125,000
Columbia University22$64,000 per year$115,000
University of California, Berkeley27$45,000 per year$115,000
University of Pennsylvania15$60,000 per year$118,000
University of Michigan23$50,000 per year$110,000

What Is The Application Process For Masters In USA For International Student?

What is the application process? I’ll tell you—it’s hard but achievable. Applying for an MS in the USA demands patience, effort, and detailed planning. Yet, despite the complexities, with the right approach, Indian students and others from around the globe can make their dream of studying in the USA a reality. Here’s a detailed breakdown of the entire process.

1. Research Programs & Universities

Start by researching the universities in the USA that offer your preferred MS programs. Consider factors like curriculum, average cost, location, research opportunities, and reputation. Make sure to explore scholarships and financial aid options, as tuition fees can vary greatly depending on the institution.

2. Check Admission Requirements

Each university has its own specific requirements for admission. Most universities will require your undergraduate transcripts, a valid GRE score, language proficiency tests like TOEFL or IELTS (especially important for Indian students), letters of recommendation, a Statement of Purpose (SOP), and sometimes, a resume.

3. Prepare for Standardized Tests

Almost all universities offering MS in the USA will require you to apply for the GRE. Additionally, non-native English speakers must prepare for IELTS or TOEFL. These tests require rigorous preparation, as your scores play a key role in the application process for MS. Aim for scores that are above the university’s minimum requirements to stay competitive.

4. Gather Documents

Prepare all necessary documents: transcripts, SOP, recommendation letters, test scores, and resume. Make sure your SOP is unique to each university and clearly outlines why you want to pursue your MS in the USA. For Indian students, translating or notarizing documents may be necessary if they are not in English.

5. Apply to Universities

Most universities have online portals where you can submit your application. Ensure that you complete all sections, pay the application fees (which can add up), and submit before the deadlines. Applying to multiple universities will increase your chances of acceptance, but be mindful of how many you can manage at once.

6. Apply for Scholarships and Financial Aid

Given the average cost of studying in the USA, applying for scholarships is crucial. Many universities offer need-based or merit-based scholarships, so don’t forget to research these options and submit your applications accordingly. Also, consider applying for external scholarships, especially those targeting Indian students.

7. Interviews & Additional Requirements

Some universities might ask for an interview, which can be conducted online. Prepare for potential interviews by practicing common questions and ensuring you can effectively explain your motivations for pursuing a Master’s in the USA.

8. Receive Admission Decisions

After submitting your applications, the wait begins. Admission decisions typically come between March and April. Once you receive acceptance offers, weigh the pros and cons of each university—consider factors like financial aid, living costs, and job prospects after graduation.

9. Get Your Visa

Once you’ve accepted an offer, the next step is applying for your student visa (F-1 Visa). This process requires additional documentation, including your admission letter, proof of financial stability, and a valid passport. Prepare for the visa interview, which will determine if you’re eligible to study in the USA.

10. Prepare to Relocate

Once you have your visa, it’s time to plan your move. Arrange housing, book flights, and familiarize yourself with the area around your university. For Indian students, adjusting to life in the USA can be a big cultural shift, so be sure to connect with support groups and resources available to international students.

What Are The Available Scholarship To Study MS In The USA?

Arghhh, the most asked question but equally important! Scholarships can make a huge difference in the financial burden of studying an MS in the USA. Many universities offer a variety of scholarships based on merit, need, and specific criteria for Indian students and other international students.

masters in usa 2

Below is a table listing some of the key scholarships, their amounts, and the criteria for eligibility.

Scholarship NameAmount (USD)Eligibility Criteria
Fulbright-Nehru Master’s FellowshipsFull tuition, living expenses, airfareIndian students with an excellent academic record and 3 years of professional experience, applying for a Master’s degree
AAUW International Fellowships$18,000 to $30,000Women from around the world (including Indian students) pursuing graduate studies in the USA
Inlaks Shivdasani Foundation Scholarships$100,000Indian students showing exceptional talent in their chosen field; covers tuition fees, living expenses, and more
Joint Japan/World Bank Graduate ScholarshipFull tuition, living stipend, travel costsStudents from developing countries (including India) with experience in development-related fields
Tata Scholarships for Cornell UniversityFull tuition and feesIndian students accepted into Cornell University for undergraduate or graduate studies
Agha Khan Foundation International Scholarship ProgramPartial to full tuitionStudents from developing countries with strong academic records and financial need
Stanford Knight-Hennessy Scholars ProgramFull tuition, stipend, living expensesOutstanding students from any country applying to graduate programs at Stanford University
Narotam Sekhsaria Foundation ScholarshipsUp to $30,000Indian students with strong academic backgrounds applying for graduate studies abroad
Global Study Awards (British Council)$12,000Students with an excellent IELTS score, passionate about their chosen field of study
Hubert H. Humphrey Fellowship ProgramFull fundingMid-career professionals from developing countries with leadership potential and a commitment to public service

What Are The Average Tuition Fees And Cost Of Living In The USA

When considering pursuing an MS in the USA, one of the biggest concerns students have is the financial aspect. Tuition fees and living costs can add up quickly, making it essential to understand what you’re committing to.

Here’s a detailed breakdown of the average tuition fees and living costs for international students, particularly Indian students.

Tuition Fees

The tuition fees for MS in the USA vary significantly depending on whether you attend a public or private university and the program you choose. For public universities, tuition fees typically range from $20,000 to $40,000 per year, while private universities can charge between $30,000 to $70,000 annually. Top institutions like Stanford University and MIT often have higher fees, while smaller or less renowned institutions might be on the lower end of the spectrum.

It’s also important to note that STEM fields, like engineering or computer science, tend to have higher tuition costs than arts or social sciences programs. However, these programs often offer more research opportunities and higher post-graduation salaries, balancing out the investment.

Living Costs

Living expenses are another major component of the overall cost of studying in the USA. On average, international students can expect to spend around $10,000 to $18,000 per year on living expenses. However, this amount varies greatly depending on the location of your university.

  • In major cities like New York, San Francisco, or Boston, you might spend upwards of $2,000 to $2,500 per month on rent, utilities, groceries, and other expenses.
  • In smaller cities or towns, especially in the Midwest or the South, living costs can be significantly lower, around $800 to $1,500 per month.

Key factors influencing your living expenses include accommodation type (on-campus vs. off-campus), transportation, health insurance, and personal lifestyle choices. Indian students often opt for shared housing to reduce costs, and meal plans can also help manage food expenses.

Additional Costs

Aside from tuition and living expenses, don’t forget additional costs such as:

  • Health Insurance: Approximately $1,000 to $2,000 per year
  • Books and Supplies: Around $500 to $1,200 per year
  • Personal Expenses: Varies by individual needs, but $1,500 to $3,000 per year is a reasonable estimate

Conclusion

Balance your passion with practicality, have a solid backup plan, and focus on making the most of the experience, both academically and personally. This approach will help you navigate the complexities of the process and set you up for long-term success.

The competition for scholarships is tough, but if you start early and remain persistent, there are opportunities available. Choosing the right university goes beyond rankings—consider the field of study, financial aid, and future job prospects.

Chart your educational course with Ambitio in the USA! Learn from the best, immerse in global experiences, and test theories in real life. Your future awaits – Study in USA. Dive into the success stories of students who’ve secured spots in some of the most prestigious institutions in the USA. Get inspired, compare profiles, and discover what it takes to join the ranks of these top admits.

FAQs

What are the eligibility criteria for Indian students to pursue an MS in the USA?

Eligibility criteria typically include a bachelor’s degree, English language proficiency (IELTS/TOEFL), and GRE/GMAT scores, depending on the program and university.

How can Indian students find scholarships for MS in the USA?

Scholarships are available from universities, external organizations, and platforms like IDP India. Research and apply early to increase your chances.

Which are the top universities in the USA for Indian students to study MS?

Top universities include Stanford University, MIT, Harvard, UC Berkeley, and Yale, known for their excellence in various MS specializations.

What is the average cost of studying for an MS in the USA for Indian students?

The average tuition fee ranges from $12,500 to $55,000 per year, varying with the university and field of study. Living expenses are additional.

What is the process for obtaining a student visa for MS in the USA?

After securing admission, students must apply for an F-1 visa, which involves submitting financial proofs, and academic documents, and passing an embassy interview.

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